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OnDeck launched in Australia in 2015 to solve a major issue facing small businesses: efficient access to capital. We use cutting-edge technology to evaluate businesses based on their actual performance, not solely business owners' personal credit scores. Ultimately, this makes it possible for us to responsibly expand access to credit. As a result, businesses are able to spend their time where it provides the most benefit-on their customers and on growing, rather than looking for a small business loan.