DZ BANK is the second largest bank in Germany. And there are good reasons for working with us. Our roles as central institution in the Volksbanken Raiffeisenbanken Cooperative Financial Network (with over 700 cooperative banks in Germany, which hold the majority of DZ BANK’s shares) and as a holding company for the entities in the DZ BANK Group gives us a strong and stable standing. As a commercial bank, DZ BANK also serves companies and institutions with our own network of branches and representative offices around the world.Our deep roots in the cooperative group allow us to face future challenges locally and globally with enduring values. We don't just strive to be among the world's best-rated financial institutions; we make our clients' ambitions our own and bring our attitude to the table:We think and act in a partnership-oriented, consistent, innovative, courageous, cosmopolitan, capable, safe, and sustainable manner. This attitude guides us as a bank and, especially in these challenging times, is what makes our success.