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Howden is an independent international insurance and reinsurance broker, part of Howden Group Holdings, providing solutions to clients in Europe, Asia, the Middle East and Latin America and has the largest underwriting agency in the world. In Brazil, Howden is headquartered in S茫o Paulo and has a presence in Belo Horizonte, Rio de Janeiro, Cuiab谩, Curitiba and Campinas, and has its own specialized teams to serve national and multinational corporate clients, offering Insurance, Reinsurance, Risk Consulting and Corporate Benefits services.