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The Tabung Amanah Pekerja (TAP), or Employee Trust Fund, is a national institution in Brunei Darussalam that supports retirement planning for its citizens and permanent residents. Established based on the royal directive of His Majesty the Sultan and Yang Di-Pertuan, TAP ensures financial security during retirement through mandatory savings. Under this scheme, employees contribute a portion of their salaries, and employers provide additional contributions in compliance with TAP regulations.