Tianjin Credit Cooperatives were originally formed as a part of China's urban credit cooperative system, aimed at providing financial services at the local level. In 1996, these cooperatives in Tianjin were consolidated to form the Tianjin City Cooperative Bank, which later evolved into the Bank of Tianjin. This bank is now a major player in regional finance, having expanded across China with numerous branches. It continues to serve local communities while offering broader financial services, including loans and credit management.